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    <title>Home, finance and insurance news and reviews</title>
    <link>http://cliffstearnes.net</link>
    <description>Home, finance and insurance news and reviews</description>
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	<sy:updatePeriod>daily</sy:updatePeriod>
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<item>
	<title>First Time Home Buyer Loans Made Easy</title>
	<link>http://cliffstearnes.net/779541-First-Time-Home-Buyer-Loans-Made-Easy.html</link>
	<pubDate>Wed, 22 Feb 2012 00:21:39 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         When it comes to firsttime home buyer loans, a little researchcan save you thousands of dollars over the life of your mortgage.A wise consumer selects a mortgage lender prior to shopping fora home. You see, firsttime home buyer loans can end up costingyou a lot more than you bargained for if you shop for your homefirst.What often happens is you fall in love with a beautiful homethat is on the outside range of what you can afford. And becauseyou have invested interest in this particular piece of...	</description>
	<content:encoded><![CDATA[ When it comes to firsttime home buyer loans, a little researchcan save you thousands of dollars over the life of your mortgage.A wise consumer selects a mortgage lender prior to shopping fora home. You see, firsttime home buyer loans can end up costingyou a lot more than you bargained for if you shop for your homefirst.What often happens is you fall in love with a beautiful homethat is on the outside range of what you can afford. And becauseyou have invested interest in this particular piece of realestate you're more inclined to go into a loan situation you canill afford.To make sure you can realistically afford your mortgagepayments, it's best to understand all the potential costsupfront before you fall in love with that dream home that isreally outside your financial comfort zone. It will take some research and comparison shopping in order tofind both the best lender and the best in first time home buyerloans. The loan package best suited to your needs will offer y...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 22, 2012</title>
	<link>http://cliffstearnes.net/920783-Twitter-Tweets-about-Home-as-of-February-22-2012.html</link>
	<pubDate>Wed, 22 Feb 2012 00:21:39 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Zawatteri: WelcomeToThePines The home of the  choir in the nation... ChamberEnsemble-- &amp;middot; Replylorinaaalately: RT SincerelyAleXO: My mom isn't home still , I miss her. MommysGirl-- &amp;middot; Replyspilup: Also so excited, cause I think I may be going home March - cause my Dad called me to invite me to go to Monster Mania in Cherry Hill, Nj.-- &amp;middot; ReplyPutriChantika: I am so lazy in my home-- &amp;middot; Replyhaoxiiang: Going home now.-- &amp;middot; Replyfredzillatran: GianineRed HE'S NOT HOME...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comZawatteri&quot;&gt;Zawatteri&lt;a&gt;: &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qWelcomeToThePines&quot; title&quot;WelcomeToThePines&quot; class&quot; &quot;&gt;WelcomeToThePines&lt;a&gt; The home of the  choir in the nation... &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qChamberEnsemble&quot; title&quot;ChamberEnsemble&quot; class&quot; &quot;&gt;ChamberEnsemble&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusZawatteri&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comlorinaaalately&quot;&gt;lorinaaalately&lt;a&gt;: RT &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comSincerelyAleXO&quot;&gt;SincerelyAleXO&lt;a&gt;: My mom isn't home still , I miss her. &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qMommysGirl&quot; title&quot;MommysGirl&quot; class&quot; &quot;&gt;MommysGirl&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statuslorinaaalately&quot;&gt;Reply&lt;a&gt;&lt;a targe...]]></content:encoded>
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	<title>What You Can Do To Sell Your Home Fast</title>
	<link>http://cliffstearnes.net/881319-What-You-Can-Do-To-Sell-Your-Home-Fast.html</link>
	<pubDate>Sun, 19 Feb 2012 07:06:24 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        You want to sell your home and you want to sell it fast. It maybe a sellers market and every other home in your neighbourhoodis selling and you think its going to be a cakewalk sellingyour home. You put your house up for sale, people come, a fewoffers pour in, negotiations take place and then somethinghappens that the deal falls through. This happens more than notwhen it comes to selling homes. The critical stage is whensomeones given you an offer and when the negotiation starts.First thing, whe...	</description>
	<content:encoded><![CDATA[You want to sell your home and you want to sell it fast. It maybe a seller's market and every other home in your neighbourhoodis selling and you think it's going to be a cakewalk sellingyour home. You put your house up for sale, people come, a fewoffers pour in, negotiations take place and then somethinghappens that the deal falls through. This happens more than notwhen it comes to selling homes. The critical stage is whensomeone's given you an offer and when the negotiation starts.First thing, when you get an offer, which in your opinion isridiculously low don't just reject it outright. In most cases,the buyer's just testing the waters to see the best he can get.Always give a counter-offer however disparate your figure may bewith the buyer's offer. Once that's done, you want to make surethe deal doesn't fall through. There are many ways in which youcan close the deal fast and ensure that both you and the buyerare satisfied. What you can do is negotiate with some otheri...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 19, 2012</title>
	<link>http://cliffstearnes.net/215245-Twitter-Tweets-about-Home-as-of-February-19-2012.html</link>
	<pubDate>Sun, 19 Feb 2012 07:06:22 -0500</pubDate>
	<category><![CDATA[Law]]></category>
	<description>
        MikeLowry: Imma stay home and study from now on and drink from my own bottle :--- &amp;middot; ReplySGTxCevr: Coheed and Cambria really suck -,- except the song they made Welcome Home thts pretty good : i sung tht with a  yr old with a band:-- &amp;middot; Replyfloandj: The fear when you're home alone and a stranger knocks on the door will never go away suchachild-- &amp;middot; ReplyKLEiNTJEx: Omwt home-- &amp;middo...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comMikeLowry&quot;&gt;MikeLowry&lt;a&gt;: Imma stay home and study from now on and drink from my own bottle :--- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusMikeLowry&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comSGTxCevr&quot;&gt;SGTxCevr&lt;a&gt;: Coheed and Cambria really suck -,- except the song they made Welcome Home thts pretty good : i sung tht with a  yr old with a band:-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusSGTxCevr&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comfloandj&quot;&gt;floandj&lt;a&gt;: The fear when you're home alone and a stranger knocks on the door will never go away &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qsuchachild&quot; title&quot;suchachild&quot; class&quot; &quot;&gt;suchachild&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusflo...]]></content:encoded>
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	<title>Home Selling</title>
	<link>http://cliffstearnes.net/276662-Home-Selling.html</link>
	<pubDate>Sat, 18 Feb 2012 00:11:50 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Its a dream for many to buy and take ownership of a home. Itssomething one aspires for in their lifetime. On the other hand,when it comes to home selling, the task at hand may be littleless of a sweet dream and more of a nuisance for many. Be therereal estate boom or no boom, selling a home can be a quite atime-consuming process and may not be as easy as one may imagine.Getting buyers to visit your home may not be as much of aproblem as closing in on a deal with one buyer. Prospectivebuyers can ...	</description>
	<content:encoded><![CDATA[It's a dream for many to buy and take ownership of a home. It'ssomething one aspires for in their lifetime. On the other hand,when it comes to home selling, the task at hand may be littleless of a sweet dream and more of a nuisance for many. Be therereal estate boom or no boom, selling a home can be a quite atime-consuming process and may not be as easy as one may imagine.Getting buyers to visit your home may not be as much of aproblem as closing in on a deal with one buyer. Prospectivebuyers can be got through the services of a real estate agentyou choose to hire or through any of the advertising mediumsyou've placed an ad in. Do note that  of home seekers in theU.S. begin their search for a home online, so listing your homeonline is an option you should seriously consider. Ok, once you've got the buyers to visit your home, it'simportant that you don't lose out on them for reasons you couldeasily avoid. A buyer may walk in to your home, look around andwalk out witho...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 18, 2012</title>
	<link>http://cliffstearnes.net/940026-Twitter-Tweets-about-Home-as-of-February-18-2012.html</link>
	<pubDate>Sat, 18 Feb 2012 00:11:49 -0500</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        pamelacoleman: NinoBrown I hated going to work. I started my own home business and now make k a month working  days a week SimpleStartupJob .com-- &amp;middot; ReplyReedAnderson: Wow I'm nice enough to haul your annoying self home an you jack my shit!! really-- &amp;middot; Replymeganeroberts: Sometimes you just gotta cancel your plans to stay home and play with your roomies!!! ?!!!!!welcomehomedragon-- &amp;middot; ...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.compamelacoleman&quot;&gt;pamelacoleman&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comNinoBrown&quot;&gt;NinoBrown&lt;a&gt; I hated going to work. I started my own home business and now make k a month working  days a week SimpleStartupJob .com-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statuspamelacoleman&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comReedAnderson&quot;&gt;ReedAnderson&lt;a&gt;: Wow I'm nice enough to haul your annoying self home an you jack my shit!! &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qreally&quot; title&quot;really&quot; class&quot; &quot;&gt;really&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusReedAnderson&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.commeganeroberts&quot;&gt;meganeroberts&lt;a&gt;: Sometimes you just gotta cancel your plans to stay home and play with your roomie...]]></content:encoded>
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	<title>How to increase the Saleable Value of your Home</title>
	<link>http://cliffstearnes.net/128580-How-to-increase-the-Saleable-Value-of-your-Home.html</link>
	<pubDate>Tue, 14 Feb 2012 00:32:05 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        When selling your home, youll want to fetch the best pricepossible for your home yet it so happens in many cases, thatbuyers give offers that just dont meet your expectations. Ofcourse, you will have to negotiate but you still may not end upgetting how much you want. To ensure you get better offers andclose in on a better deal, you need to make the buyer reallywant your home  youll have to impress him. You may think, Ohno, I dont want to spend on renovations out here. Well, thereare ways you can...	</description>
	<content:encoded><![CDATA[When selling your home, you'll want to fetch the best pricepossible for your home yet it so happens in many cases, thatbuyers give offers that just don't meet your expectations. Ofcourse, you will have to negotiate but you still may not end upgetting how much you want. To ensure you get better offers andclose in on a better deal, you need to make the buyer reallywant your home ' you'll have to impress him. You may think, 'Ohno, I don't want to spend on renovations out here.' Well, thereare ways you can go about adding value to your home withoutspending as with there obviously being ways to add value withspending. Of course, when it comes to spending on renovations,only do so if you think it'll be justified a by a similarincrease in the home's sale price or it'll considerably helpimprove the chances of you selling your home faster.So how do you add value to your home so that you can quote ahigher price or expect better offers for your quoted price? Herebelow are some tip...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 14, 2012</title>
	<link>http://cliffstearnes.net/286961-Twitter-Tweets-about-Home-as-of-February-14-2012.html</link>
	<pubDate>Tue, 14 Feb 2012 00:32:04 -0500</pubDate>
	<category><![CDATA[Law]]></category>
	<description>
        timmyfporter: Home from Texas, glad to be back but miss my bro already Californiaiswhereitsat-- &amp;middot; ReplyJasamforever: StephieGH are u home or at the hospital still-- &amp;middot; ReplyBarbieTheMarley: RT prrriii: BarbieTheMarley lol this is why your my fucking right hand. I'd tweet mine but I'm not home-- &amp;middot; Replytimewarpforever: I have a hot date with my dentist for Valentine's Day. After that I'll go home; curl up in bed and watch Rocky Horror and Shock Treatment.-- &amp;middot; ReplyILove...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comtimmyfporter&quot;&gt;timmyfporter&lt;a&gt;: Home from Texas, glad to be back but miss my bro already &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qCaliforniaiswhereitsat&quot; title&quot;Californiaiswhereitsat&quot; class&quot; &quot;&gt;Californiaiswhereitsat&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statustimmyfporter&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comJasamforever&quot;&gt;Jasamforever&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comStephieGH&quot;&gt;StephieGH&lt;a&gt; are u home or at the hospital still-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusJasamforever&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comBarbieTheMarley&quot;&gt;BarbieTheMarley&lt;a&gt;: RT &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comprrriii&quot;&gt;prrriii&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comBarb...]]></content:encoded>
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	<title>How To Go About Selling Your Home On Your Own</title>
	<link>http://cliffstearnes.net/876273-How-To-Go-About-Selling-Your-Home-On-Your-Own.html</link>
	<pubDate>Sat, 11 Feb 2012 05:21:09 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        In days of booming real estate, you would think that selling ahome shouldnt be too much of a task. And if its going to bethat easy then why not do it on your own and save yourself onthousands of dollars in commissions. Well, you would be right inthinking so! Selling a home on your own has become much easierthese days compared to earlier and it's something that has beendone successfully in the recent past by many homeowners.Nevertheless, you cannot totally eliminate the option ofconsidering the s...	</description>
	<content:encoded><![CDATA[In days of booming real estate, you would think that selling ahome shouldn't be too much of a task. And if it's going to bethat easy then why not do it on your own and save yourself onthousands of dollars in commissions. Well, you would be right inthinking so! Selling a home on your own has become much easierthese days compared to earlier and it's something that has beendone successfully in the recent past by many homeowners.Nevertheless, you cannot totally eliminate the 'option' ofconsidering the services of a real estate agent. It's worth atry selling your home on your own but if things don't seem towork out then it's best to go back and rely on the services of atrusted agent you know. So how should you go about selling your home on your own?Outlined below is a useful checklist of how you can go aboutselling your home on your own and points you'll need to keep inmind while you go about the home selling process.First things first. Before putting your home on the market...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 11, 2012</title>
	<link>http://cliffstearnes.net/696238-Twitter-Tweets-about-Home-as-of-February-11-2012.html</link>
	<pubDate>Sat, 11 Feb 2012 05:21:08 -0500</pubDate>
	<category><![CDATA[Law]]></category>
	<description>
        Francesc: samm very modern, look great mate well done, must be a great feeling to have ur first home!-- &amp;middot; Replybillk: Enjoy your weekend.  Semper Fi RT hipEchik: Marine home. Twitter out.-- &amp;middot; ReplyItsThaRo: Finally home!!!-- &amp;middot; ReplyOhSnapItsShap: Just got home, its deff one of those nights you just fall asleep in your street clothes lol-- &amp;middot; Replymaggsy: day home alone watching all the football sounds delightful!-- &amp;middot; ReplyDejapne: Home Elegance C- DRESSER: Simpl...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comFrancesc&quot;&gt;Francesc&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comsamm&quot;&gt;samm&lt;a&gt; very modern, look great mate well done, must be a great feeling to have ur first home!-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusFrancesc&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.combillk&quot;&gt;billk&lt;a&gt;: Enjoy your weekend.  Semper Fi RT &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comhipEchik&quot;&gt;hipEchik&lt;a&gt;: Marine home. Twitter out.-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusbillk&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comItsThaRo&quot;&gt;ItsThaRo&lt;a&gt;: Finally home!!!-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusItsThaRo&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comOhSnapItsShap&quot;&gt;OhSnapItsSh...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 10, 2012</title>
	<link>http://cliffstearnes.net/436117-Twitter-Tweets-about-Home-as-of-February-10-2012.html</link>
	<pubDate>Fri, 10 Feb 2012 00:11:25 -0500</pubDate>
	<category><![CDATA[Internet]]></category>
	<description>
        DaveDelfino: Jus got home-- &amp;middot; ReplyLasTorvas: Sigan preguntando...  http:t.coXOubu-- &amp;middot; ReplyMymojoissodope: All I do after I get home from school nowadays is sleep and eat-.--- &amp;middot; ReplyiTonaF: TheLifeOfASIA idk my home screen jus black and shuld of told me i wuld made yu some chicken strips-- &amp;middot; ReplyMsThomas: I love him so much! Wish he would just come back home.-- &amp;middot; ReplyloOsescruz: i hate being home alone.-- &amp;middot; ReplyGotaBackup: Home Page http:t.coHCRLDRc...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comDaveDelfino&quot;&gt;DaveDelfino&lt;a&gt;: Jus got home-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusDaveDelfino&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comLasTorvas&quot;&gt;LasTorvas&lt;a&gt;: Sigan preguntando...  &lt;A rel'nofollow' href&quot;http:t.coXOubu&quot;&gt;http:t.coXOubu&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusLasTorvas&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comMymojoissodope&quot;&gt;Mymojoissodope&lt;a&gt;: All I do after I get home from school nowadays is sleep and eat-.--- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusMymojoissodope&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comiTonaF&quot;&gt;iTonaF&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comTheLifeOfASIA&quot;&gt;TheLifeOfASIA&lt;a&gt; idk my home screen jus b...]]></content:encoded>
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	<title>Home Selling</title>
	<link>http://cliffstearnes.net/461167-Home-Selling.html</link>
	<pubDate>Fri, 10 Feb 2012 00:11:25 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Many homes remain unsold for a long time because theyreover-priced. Pricing your home right is essential if you want tosell your home in quick time. Expecting more for your home thanthe rates that prevail in the market will only delay the sale ofyour home, unless your home has something more to offer thanother homes. When it comes to pricing your home for sale, youneed to consider that your home is going to be competing withother similarly priced homes in your area and unless theres ashort suppl...	</description>
	<content:encoded><![CDATA[Many homes remain unsold for a long time because they'reover-priced. Pricing your home right is essential if you want tosell your home in quick time. Expecting more for your home thanthe rates that prevail in the market will only delay the sale ofyour home, unless your home has something more to offer thanother homes. When it comes to pricing your home for sale, youneed to consider that your home is going to be competing withother similarly priced homes in your area and unless there's ashort supply of homes for sale, you're going to have to set acompetitive price.All that said, some homes do sell for more as do some homes forless. It all comes down to how you set your asking price, howyou go about negotiating and what are your costs involved in theselling process. Here, we'll discuss how you can determine afair asking price for your home in prevailing market conditions. Real estate agents ' Whether you intend on using theservices of an agent to sell your home or not, th...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 05, 2012</title>
	<link>http://cliffstearnes.net/386979-Twitter-Tweets-about-Home-as-of-February-05-2012.html</link>
	<pubDate>Sun, 05 Feb 2012 00:28:48 -0500</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        weisbergwlrsyq: KaylinBhadass awww I thought yu was at home lolGebr-- &amp;middot; ReplyTjokaM: RT PrayOrDie: if you reading this and you are waiting in line to get in the club, Just Go Home everyone RT-- &amp;middot; ReplyijussBeesayinn: Home sweet home.-- &amp;middot; Replyocchinowkgbd: Mum is letting me stay home!! I think I will clean the house for her imagreatdaughterbjM-- &amp;middot; ReplySloooooooo: Have to be home at a certain time and when I get home my parents are passed out Ohok-- &amp;middot; ReplyTEAM...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comweisbergwlrsyq&quot;&gt;weisbergwlrsyq&lt;a&gt;: KaylinBhadass awww I thought yu was at home lolGebr-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusweisbergwlrsyq&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comTjokaM&quot;&gt;TjokaM&lt;a&gt;: RT &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comPrayOrDie&quot;&gt;PrayOrDie&lt;a&gt;: if you reading this and you are waiting in line to get in the club, &quot;Just Go Home&quot; everyone RT-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusTjokaM&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comijussBeesayinn&quot;&gt;ijussBeesayinn&lt;a&gt;: Home sweet home.-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusijussBeesayinn&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comocchinowkgbd&quot;&gt;occhinowkgbd&lt;a&gt;: Mum is letting me stay h...]]></content:encoded>
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	<title>Home Loans - Repair Credit Errors in Three Days!</title>
	<link>http://cliffstearnes.net/854758-Home-Loans-Repair-Credit-Errors-in-Three-Days.html</link>
	<pubDate>Sun, 05 Feb 2012 00:28:47 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Most consumers are aware that a history of paying bills late ornot at all can hurt ones ability to obtain a loan. Allfinancial transactions are recorded by three credit bureaus andoffered to lenders upon request in the form of a credit report.That report contains the all-important credit score, whichdetermines whether or not the borrower is a good risk for aloan. If you have a poor payment history, you could be out ofluck when you try to obtain a loan. The same applies if thereare errors on your...	</description>
	<content:encoded><![CDATA[Most consumers are aware that a history of paying bills late ornot at all can hurt one's ability to obtain a loan. Allfinancial transactions are recorded by three credit bureaus andoffered to lenders upon request in the form of a credit report.That report contains the all-important credit score, whichdetermines whether or not the borrower is a good risk for aloan. If you have a poor payment history, you could be out ofluck when you try to obtain a loan. The same applies if thereare errors on your credit report that suggest that you may posea greater risk to the lender than you really do. Traditionally,it has taken months to straighten out problems on a creditreport, and borrowers who are eager to close on a mortgage orhome equity loan may not have months to wait. What can be done?A relatively new mortgage-related product known as rapidrescoring can, in some instances, fix problems on a creditreport in as little as three days. We have covered thetopic of credit repair i...]]></content:encoded>
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	<title>Sell Your Home Without Paying Any Commissions</title>
	<link>http://cliffstearnes.net/501460-Sell-Your-Home-Without-Paying-Any-Commissions.html</link>
	<pubDate>Wed, 01 Feb 2012 05:30:56 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        All of us know that real estate commissions can work out toquite a bit of money  anything from a few thousand dollars withdiscount brokers to  in commissions with full-service agents.Thats a substantial sum of money to be paying for something youcould very well do on your own.Real estate agents are important and most home sales are stilldone through them. However, with the growing use of the Internetamong home seekers, home selling has become a lot easier. Thesedays when one has to look for a ho...	</description>
	<content:encoded><![CDATA[All of us know that real estate commissions can work out toquite a bit of money ' anything from a few thousand dollars withdiscount brokers to  in commissions with full-service agents.That's a substantial sum of money to be paying for something youcould very well do on your own.Real estate agents are important and most home sales are stilldone through them. However, with the growing use of the Internetamong home seekers, home selling has become a lot easier. Thesedays when one has to look for a home, the first thing they do isconnect to the internet and try searching online. The internethas made the task of searching for a home easy and convenient.In contrast to newspaper classifieds, online home listingsprovide more details and also pictures which help the buyermake an informed decision on whether to see the home. This savesthe time of both home buyers and home sellers.So how does one go about selling their home without paying anycommissions? As is evident, you nee...]]></content:encoded>
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	<title>Twitter Tweets about Home as of February 01, 2012</title>
	<link>http://cliffstearnes.net/712062-Twitter-Tweets-about-Home-as-of-February-01-2012.html</link>
	<pubDate>Wed, 01 Feb 2012 05:30:56 -0500</pubDate>
	<category><![CDATA[Internet]]></category>
	<description>
        HottyLennaIalon: Its easier to fall asleep at school than at home. teamfollowback followme-- &amp;middot; ReplyKaatiejames: ameliacruwys alright for some! I finish at : but cant get home till ! :-- &amp;middot; Replyhomeelitenet: Crocill Home Botticelli Reviews http:t.coqaoACGt-- &amp;middot; Replykuzznina: At home eten en hongerrr-- &amp;middot; ReplyNazuraNazim: Waaa semua org nak pergi Overseas  My parents pergi Bandung then my cousins pergi Korea. Me, stay at home wuuuu -- &amp;middot; ReplyMedresource: nocompa...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comHottyLennaIalon&quot;&gt;HottyLennaIalon&lt;a&gt;: Its easier to fall asleep at school than at home. &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qteamfollowback&quot; title&quot;teamfollowback&quot; class&quot; &quot;&gt;teamfollowback&lt;a&gt; &lt;A rel'nofollow' href&quot;http:search.twitter.comsearch?qfollowme&quot; title&quot;followme&quot; class&quot; &quot;&gt;followme&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusHottyLennaIalon&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comKaatiejames&quot;&gt;Kaatiejames&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comameliacruwys&quot;&gt;ameliacruwys&lt;a&gt; alright for some! I finish at : but cant get home till ! :-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusKaatiejames&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhomeelitenet&quot;&gt;homeelitenet&lt;a&gt;: Crocill Home Botticelli Reviews &lt;A...]]></content:encoded>
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	<title>Home Equity Loans</title>
	<link>http://cliffstearnes.net/244119-Home-Equity-Loans.html</link>
	<pubDate>Tue, 31 Jan 2012 05:26:40 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         Home equity loans are a popular way for homeowners to borrowmoney using the equity in their home as collateral. With thistype of loan you can use the equity in your home to finance amultitude of things, from home improvements to large purchasesand more. If youre considering a home equity loan you shouldgather information from several lenders to find the loan programthat is the best fit for you.What Is A Home Equity Loan? A home equity loan is separate fromyour primary mortgage. It is an additio...	</description>
	<content:encoded><![CDATA[ Home equity loans are a popular way for homeowners to borrowmoney using the equity in their home as collateral. With thistype of loan you can use the equity in your home to finance amultitude of things, from home improvements to large purchasesand more. If you're considering a home equity loan you shouldgather information from several lenders to find the loan programthat is the best fit for you.What Is A Home Equity Loan? A home equity loan is separate fromyour primary mortgage. It is an additional loan that providesyou with a loan amount based on the equity you have built up inyour home. It's usually easier to qualify for this type of loanthan for a regular mortgage and the entire transaction canproceed very quickly from start to finish. How Do I Know HowMuch I Can Borrow? The amount of equity in your home is equal tothe value of the home minus your outstanding mortgage debt. Mostlenders will allow you to borrow some or all of this equity,depending on your personal ci...]]></content:encoded>
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	<title>Twitter Tweets about Home as of January 31, 2012</title>
	<link>http://cliffstearnes.net/585678-Twitter-Tweets-about-Home-as-of-January-31-2012.html</link>
	<pubDate>Tue, 31 Jan 2012 05:26:38 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        ashleyallennn: Staying home, possibly going to get my shoulder fixed. I can't wait for it to get better c:-- &amp;middot; ReplyNaomiCannon: Home from lectures, now to the gym and a food shop before I let myself get back in bed and wallow at my hungoverness!-- &amp;middot; ReplyCaseyCote: jesstagirl toms No, unfortunately. But you can always ship them home &amp; have a family member mail them to you. Pain in the butt, I know.-- &amp;middot; Reply...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comashleyallennn&quot;&gt;ashleyallennn&lt;a&gt;: Staying home, possibly going to get my shoulder fixed. I can't wait for it to get better c:-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusashleyallennn&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comNaomiCannon&quot;&gt;NaomiCannon&lt;a&gt;: Home from lectures, now to the gym and a food shop before I let myself get back in bed and wallow at my hungoverness!-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusNaomiCannon&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comCaseyCote&quot;&gt;CaseyCote&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comjesstagirl&quot;&gt;jesstagirl&lt;a&gt; &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comtoms&quot;&gt;toms&lt;a&gt; No, unfortunately. But you can always ship them home &amp; have a family member mail them to you. Pain in the butt, I know.-...]]></content:encoded>
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	<title>Twitter Tweets about Home as of January 30, 2012</title>
	<link>http://cliffstearnes.net/612200-Twitter-Tweets-about-Home-as-of-January-30-2012.html</link>
	<pubDate>Mon, 30 Jan 2012 06:51:02 -0500</pubDate>
	<category><![CDATA[News and Society]]></category>
	<description>
        kgrile: After a great last few days in Joplin it's time to go home.  Looking forward to seeing my wife amateurmommy and kids!-- &amp;middot; ReplyTalililulu: Finally home. Exhausted.-- &amp;middot; ReplyChulz: UptownChris Dead Ass I Do!! Last night my loaner car's battery died in the BX - had to take a cab home o.O-- &amp;middot; Replyjonathanbrown: AshleyJennison fuck that :L, I'd not be able to drive home after :'-- &amp;middot; Replydietsupertips: Pre-launch Building A Home Internet Business To Make An Incom...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comkgrile&quot;&gt;kgrile&lt;a&gt;: After a great last few days in Joplin it's time to go home.  Looking forward to seeing my wife &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comamateurmommy&quot;&gt;amateurmommy&lt;a&gt; and kids!-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statuskgrile&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comTalililulu&quot;&gt;Talililulu&lt;a&gt;: Finally home. Exhausted.-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusTalililulu&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comChulz&quot;&gt;Chulz&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comUptownChris&quot;&gt;UptownChris&lt;a&gt; Dead Ass I Do!! Last night my loaner car's battery died in the BX - had to take a cab home o.O-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusChulz&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank...]]></content:encoded>
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	<title>Home Loans - Repair Your Credit Before You Buy</title>
	<link>http://cliffstearnes.net/205397-Home-Loans-Repair-Your-Credit-Before-You-Buy.html</link>
	<pubDate>Mon, 30 Jan 2012 06:51:01 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         Before you take out a home loan or make any major purchase, youshould be aware that any prospective lender will want to take alook at your credit report. Your credit report is a record ofall of your past financial dealings, and any loans, creditcards, judgements, bankruptcies or other major financialtransactions are listed there. Along with your credit reportwill come your credit score, which is a three digit numberbetween  and  that represents a distillation of all of theabove. That score repr...	</description>
	<content:encoded><![CDATA[ Before you take out a home loan or make any major purchase, youshould be aware that any prospective lender will want to take alook at your credit report. Your credit report is a record ofall of your past financial dealings, and any loans, creditcards, judgements, bankruptcies or other major financialtransactions are listed there. Along with your credit reportwill come your credit score, which is a three digit numberbetween  and  that represents a distillation of all of theabove. That score represents your entire financial life, andyour ability to obtain financing for any major purchase dependson having a good one. What if you don't have a good record?Should you go to one of those companies that promise to repairyour credit? What you should do is repair it yourself.The idea of credit repair is a myth. There is no magicsolution to fixing problem credit, and any company that promisesto do so is only interested in your cash. Your credit report andscore are maintaine...]]></content:encoded>
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	<title>Bad Credit Home Loans</title>
	<link>http://cliffstearnes.net/244588-Bad-Credit-Home-Loans.html</link>
	<pubDate>Sun, 29 Jan 2012 05:40:37 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         There was a time that seems like decades ago when people withless than pristine credit were not able to get home loans. Atthat time people with bad credit were all but assured that theirdreams of homeownership would never come to fruition. Luckily,for many people, those days are long gone. Homeownership is possible for people with bad credit and nocredit history at all thanks in large part to a multitude ofloan packages made available by countless lenders. Good peoplewith bad credit can now get...	</description>
	<content:encoded><![CDATA[ There was a time that seems like decades ago when people withless than pristine credit were not able to get home loans. Atthat time people with bad credit were all but assured that theirdreams of homeownership would never come to fruition. Luckily,for many people, those days are long gone. Homeownership is possible for people with bad credit and nocredit history at all thanks in large part to a multitude ofloan packages made available by countless lenders. Good peoplewith bad credit can now get approved for mortgages and despitewhat you may have heard from a well intended but misinformedfriend or family members, these loans can be at very competitiverates. In today's economy if mortgages were made available only topeople with pristine credit, the real estate market wouldcollapse. There are simply not enough people in America todaywith pristine credit. Lenders were forced to create packagesavailable for people with bankruptcies, bad credit histories orno credit histori...]]></content:encoded>
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	<title>Twitter Tweets about Home as of January 29, 2012</title>
	<link>http://cliffstearnes.net/282975-Twitter-Tweets-about-Home-as-of-January-29-2012.html</link>
	<pubDate>Sun, 29 Jan 2012 05:40:32 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        CyGUS: North Carolina becomes home of White Spaces network http:t.cookZvBs-- &amp;middot; Replybrizkabob: SiCesar weleh home alone barang ,-- &amp;middot; ReplyKynana: Had to drive these drunk hoes home ... And I don't even have a license o-- &amp;middot; ReplyRDub: RT SGomez: onlyratchetgirls sit up there wit they home girl given dem advise on relationship knowing they hoes  ---- &amp;middot; ReplyJJjjjjMjjjjJJ: home sweet home!!-- &amp;middot; ReplyMsAshleeSoSassy: On HIS side of the bed! HURRY HOME!!!!!-- &amp;middo...	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comCyGUS&quot;&gt;CyGUS&lt;a&gt;: North Carolina becomes home of White Spaces network &lt;A rel'nofollow' href&quot;http:t.cookZvBs&quot;&gt;http:t.cookZvBs&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusCyGUS&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.combrizkabob&quot;&gt;brizkabob&lt;a&gt;: &lt;A rel'nofollow' class&quot; &quot; href&quot;http:twitter.comSiCesar&quot;&gt;SiCesar&lt;a&gt; weleh home alone barang ,-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusbrizkabob&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comKynana&quot;&gt;Kynana&lt;a&gt;: Had to drive these drunk hoes home ... And I don't even have a license o-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusKynana&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comRDub&quot;&gt;RDub&lt;a&gt;: RT &lt;A rel'nofollow' cl...]]></content:encoded>
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	<title>Twitter Tweets about Home as of January 28, 2012</title>
	<link>http://cliffstearnes.net/166549-Twitter-Tweets-about-Home-as-of-January-28-2012.html</link>
	<pubDate>Sat, 28 Jan 2012 00:26:26 -0500</pubDate>
	<category><![CDATA[Internet]]></category>
	<description>
        BurhandBarker: ?Mysic???Blink - This is Home ??? Volume:??????-- &amp;middot; ReplyDanielexji: Mike Harkey   Yankees Opening Day Game Used Home Jersey  MLB Auth - Game Used MLB Jerseys: A Yankee... http:t.cojlYpR-- &amp;middot; ReplyXtrodinaryAce: I think I'm gonna go home and watch the help-- &amp;middot; Replyatwexia: joshuat she's at home waiting for you. hahaha too cute, too cute-- &amp;middot; ReplyGoChhattisgarh: Korba is not only the power capital but also a center of production of Kosa material. http:t....	</description>
	<content:encoded><![CDATA[&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comBurhandBarker&quot;&gt;BurhandBarker&lt;a&gt;: ?Mysic???Blink - This is Home ??? Volume:??????-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusBurhandBarker&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comDanielexji&quot;&gt;Danielexji&lt;a&gt;: Mike Harkey   Yankees Opening Day Game Used Home Jersey  MLB Auth - Game Used MLB Jerseys: A Yankee... &lt;A rel'nofollow' href&quot;http:t.cojlYpR&quot;&gt;http:t.cojlYpR&lt;a&gt;-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusDanielexji&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comXtrodinaryAce&quot;&gt;XtrodinaryAce&lt;a&gt;: I think I'm gonna go home and watch the help-- &amp;middot; &lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comhome?statusXtrodinaryAce&quot;&gt;Reply&lt;a&gt;&lt;a target&quot;blank&quot; rel'nofollow' href&quot;http:twitter.comatwexia&quot;&gt;atwexia...]]></content:encoded>
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	<title>You don't need 10% or 20% down to get a home mortgage</title>
	<link>http://cliffstearnes.net/162657-You-don-t-need-10-or-20-down-to-get-a-home-mortgage.html</link>
	<pubDate>Sat, 28 Jan 2012 00:26:25 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         The rapid increase in home prices over the past couple of yearshave left many potential home buyers struggling to come up withtheir  or  down payment. If you live in a hot market likeLos Angeles, Manhattan or Miami, you might be able to afford themonthly payments on a home mortgage but have a hard time comingup with the one time cash for a down payment. If you cant come up with a  down payment, home mortgagelenders are becoming savvy to your plight and have created manydifferent solutions to he...	</description>
	<content:encoded><![CDATA[ The rapid increase in home prices over the past couple of yearshave left many potential home buyers struggling to come up withtheir  or  down payment. If you live in a hot market likeLos Angeles, Manhattan or Miami, you might be able to afford themonthly payments on a home mortgage but have a hard time comingup with the one time cash for a down payment. If you can't come up with a  down payment, home mortgagelenders are becoming savvy to your plight and have created manydifferent solutions to help you get financing for your new home.One of the top ways to get home mortgage financing is with a down payment. This gives most customers a huge break on theamount of cash that they need to purchase a home. In the past, down home mortgages were only available as through governmentfunded loans like the Veterans Administration Loans. Now, many lenders including banks, credit unions and mortgagecompanies will work with their customers to offer low downpayment deals. ...]]></content:encoded>
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	<title>In a hurry to pay off your home loan?</title>
	<link>http://cliffstearnes.net/692094-In-a-hurry-to-pay-off-your-home-loan.html</link>
	<pubDate>Wed, 25 Jan 2012 00:38:11 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         It is possible that after a few years you might get sick ofmaking monthly payments on your home. Then it occurs to you, whynot put all your extra cash into paying off the home loan. Itcertainly sounds like a great idea. After all, no one wants tobe in debt forever. If you are the average homeowner maybe youshould give that idea a second thought. Unlike other types of debt like credit cards and car loans, theinterest on your home loan is tax deductible. So when you lookat your mortgage payments,...	</description>
	<content:encoded><![CDATA[ It is possible that after a few years you might get sick ofmaking monthly payments on your home. Then it occurs to you, whynot put all your extra cash into paying off the home loan. Itcertainly sounds like a great idea. After all, no one wants tobe in debt forever. If you are the average homeowner maybe youshould give that idea a second thought. Unlike other types of debt like credit cards and car loans, theinterest on your home loan is tax deductible. So when you lookat your mortgage payments, talk to your tax advisor to see whatkind of adjustments will be made once you do you tax returns. Ifyou have car loans, student loans and any other type of personaldebt, try to pay those down first and then take the cash and putit towards your mortgage.Take a look at your overall financial picture. If you have anyother type of high interest debt, use the extra cash to pay offthe outstanding balances on those items before you start puttingmoney towards your mortgage balance. Then...]]></content:encoded>
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